Bottom Line Insurance FAQ's

Frequently Asked Questions:

Q: Are there any application fees or commissions that I will have to pay for Bottom
Line Consultant's assistance in purchasing insurance?

A: There are no fees at all associated with Bottom Line Insurance Consultant's
assistance in purchasing insurance. We will research all the different insurers
and send our findings to you to make the final decision. The insurance
companies we contract with pay the commission to Bottom Line Insurance
Consultants for handling the sale and the application process. Our clients do not
pay any of this commission nor do they pay the insurance company more money
to cover these costs.

Q: Would I get a lower price by buying direct from the insurance company?

A: No, rates are filed with the states and those rates are the same whether you buy
from an independent insurance agent or direct from the insurance company.
Actually, you have a higher possibility of paying more when applying direct since
you won't have a Bottom Line Insurance Consultant assisting with the
underwriting process. Additionally, applying direct can lead to many delays and
complications that our Bottom Line Insurance Consultants know how to avoid.

Questions About Bottom Line Insurance

Q: What lines of insurance do you carry?

A: Health (Individual and Small Group), Life, Auto, Homeowners, Dental, Medicare,
Long-Term Care, Disability, and Annuities.

Q: Do you provide insurance for just certain carriers?

A: Bottom Line Insurance Consultants has absolutely no ties or obligations to any
one insurance company.

Q: Are your insurance quotes competitive?

A: Bottom Line Insurance Consultants shops all the companies for you so that you
will receive the best possible prices on insurance. Our agents can help you
further reduce your premiums by structuring the benefits in ways that will lower
your costs while still meeting your personal needs.

Q: How long have you been in business?

A: 10 years

Bottom Line Insurance FAQ's | Questions About Bottom Line Insurance

Bottom Line recommends that you talk to one of our consultants before applying on any website including ours.   When comparing benefits from each carrier, the benefits aren't always as they appear.  You are making an important decision.  Call for complete policy information before applying. 

There is no added cost when applying through Bottom Line or for consulting with our insurance professionals.  Premiums are the same as buying direct from the insurers and you get ongoing customer service year after year at no added expense to you.