Do you provide insurance for just certain carriers?

How long have you been in Business?

What lines of insurance do you carry?

Are your insurance quotes competitive?

What states do you write insurance?
Would I get a lower price by buying direct from the insurance company?
Are there any application fees or commissions that i will have to pay for Bottom Line's assistance?

Q. Do you provide insurance for just certain carriers?

A: Our company has absolutely no ties or obligations to any one insurance company. [Back to Top]

Q: How long have you been in Business?

A: 10 years  [Back to Top]

Q: What lines of insurance do you carry?

A: Health (Individual & Small Groups), Life, Auto, Homeowners, Dental, Medicare, Long Term Care, Disability,

    and Annuities. [Back to Top]

Q: Are your insurance quotes competitive?

A: You will receive the lowest possible prices on insurance since we shop all the companies for you and can further reduce your premiums by structuring the benefits in ways that will lower your costs and still meet your personal needs. [Back to Top]

Q: What states do you write insurance?

A: We only write insurance in the state of Georgia. That focus allows us to know the Insurance Market in Georgia as well as  anyone. We work with clients all over Georgia (Savannah, Augusta, Columbus, Dalton etc.) and the entire Atlanta, GA (metropolitan area including: Alpharetta, Roswell, Cumming, Norcross, Marietta, Dunwoody, Sandy Springs, Duluth, Lawrenceville, Suwanee, Roswell, Smyrna, Woodstock, Kennesaw, Johns Creek, Buford and more.

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Q:  Would I get a lower price by buying direct from the insurance company?

A: No, rates are filed with the state, and those rates are the same whether you buy from an independent insurance agent or direct from the insurance company.  Actually, you have a higher possibility of paying more when applying direct since you won’t have the a Bottom Line Insurance Consultant assisting with the underwriting process.  Additionally, applying direct can lead to many delays and complications that only your agent knows how to avoid.  Plus, Bottom Line agent provides ongoing service after the sale.  It is much easier to reach your Bottom Line office than trying to find someone to help you at these large national insurers. [Back to Top]

Q: Are there any application fees or commissions that I will have to pay for Bottom Line’s assistance?

A: No, none at all.  Bottom Line will research all the different insurers and send our findings to you for a final decision.  Whichever insurance company you choose after reviewing our recommendations, that is the company that will pay the commission to Bottom Line for handling the sale and application.  No part of that commission comes out of your monies, nor do you pay the insurance company more to cover those costs.

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