Family Dental Insurance Plans

Dental insurance is an important option to help you optimize your dental health and the dental health of your family. Dental health is vital to your overall health, and routine cleanings and dental check ups are key to preventing gum disease. The experts at Bottom Line Insurance Consultants can discuss options for individual and family dental insurance that typically includes traditional dental insurance plans and dental discount or prepaid plans.

Traditional dental insurance plans typically pay eighty to one hundred percent for preventative care, fifty to eighty percent for intermediate services, and fifty percent for major services. They are generally more expensive than prepaid plans, but will allow you the most choice in dental providers. Most traditional dental insurance plans have no waiting period for preventative care, a six-month waiting period for intermediate care and up to a twelve month waiting period for major dental procedures such as crowns, bridges and dentures. Prices may vary between $25.00 and $60.00 per month per person.

Individual Dental Insurance Rates & Options

Dental discount plans or prepaid plans are more affordable than traditional dental insurance plans, but they offer a smaller network of dentists. Many of these discount or prepaid plans offer preventative services at little to no costs and will have a set price list for other types of dental work. Prices will often be discounted twenty-five to eighty percent. Many plans will offer services such as fillings and crowns at a fifty percent reduction in price. Benefits may include no waiting periods, no deductibles, no claims to file and one hundred percent coverage on routine cleanings, x-rays, oral exams and some preventative care services. Prices on these types of plans will vary between $10.00 and $20.00 per month for an individual and premium discounts are usually available for families.

The easiest way to find an individual or family dental insurance plan to meet your needs is to contact our Family Dental Insurance Plans Experts at Bottom Line Insurance Consultants. We carry competitive plans from the leading dental insurance companies in the United States. For no additional fees, we can leverage our knowledge and expertise to help you get the best dental plan at the best price. Our friendly staff is standing by ready to take your call.

Family Dental Insurance Plans | Individual Dental Insurance Rates & Options

Bottom Line recommends that you talk to one of our consultants before applying on any website including ours.   When comparing benefits from each carrier, the benefits aren't always as they appear.  You are making an important decision.  Call for complete policy information before applying. 

There is no added cost when applying through Bottom Line or for consulting with our insurance professionals.  Premiums are the same as buying direct from the insurers and you get ongoing customer service year after year at no added expense to you.